Situation: Linda and David dreamed of retiring in North Carolina and found a wonderful log home in Fairview. They had netted their life savings from the sale of their home in Arizona and rationalized that putting all this equity towards the new home was their best option. They wanted to have the lowest possible monthly payment.

Problem: Linda and David owed a great deal of money on recreational vehicles, 2 autos and a large amount of consumer debt – all with high interest payments! This was preventing them from getting a competitive rate on their dream home or even qualifying at all.

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